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eLine Of Credit

An eLine of credit is a convenient revolving line of credit that allows qualifying members to borrow up to a pre-approved limit on their signature. With an eLine of credit, as you pay down your outstanding balance, the funds become available again – like a credit card.

  • Open-end line of credit based on personal limits
  • No collateral required
  • Use eLines as overdraft protec­tion* on your EFCU Financial checking accounts
  • Never bounce a check again and eliminate those embarrassing and expensive insufficient funds (NSF) fees
  • For added convenience, cash advances on your eLine are available through Online Banking or by contacting our Call Center

 To open an account, visit any of our branch locations or click here to apply online.

*A $2.00 fee will be charged anytime we transfer funds from your eLine into your checking account to cover a potential overdraft. Funds will be transferred in $100 increments. An eLine is subject to credit approval.