An eLine of credit is a convenient revolving line of credit that allows qualifying members to borrow up to a pre-approved limit on their signature. With an eLine of credit, as you pay down your outstanding balance, the funds become available again – like a credit card.
- Open-end line of credit based on personal limits
- No collateral required
- Use eLines as overdraft protection* on your EFCU Financial checking accounts
- Never bounce a check again and eliminate those embarrassing and expensive insufficient funds (NSF) fees
- For added convenience, cash advances on your eLine are available through Online Banking or by contacting our Call Center
*A $2.00 fee will be charged anytime we transfer funds from your eLine into your checking account to cover a potential overdraft. Funds will be transferred in $100 increments. An eLine is subject to credit approval.