Need a little extra cash for vacation, a new vehicle, college tuition or remodeling your home?


EFCU Financial offers a variety of loans for just about any purpose. You’ll find our rates are very competitive and applying for a loan has never been faster or easier!


Icon Car FrontNew and Used Autos

Get the financing options you’ve been looking for! You’ll have all the bargaining power you’ll need when you contact us and get pre-approved for your vehicle loan BEFORE you go shopping. 

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Icon Silhouette Dollar SignPersonal Loans

As an EFCU Financial member, you may borrow money on the strength of your good credit alone – no collateral needed. 

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Icon Hand HouseMortgage Loans 

When it comes to mortgage loan products, EFCU Financial has you covered. Whether you're purchasing your first home, upgrading to a new home, or looking to refinance, EFCU Financial has a variety of mortgage products to fit your needs.

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Icon House Dollar SignHome Equity Line of Credit (HELOC)

Put your home's equity to work for you with EFCU Financial's Home Equity Line of Credit!

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Icon Dollar Bill Percentage SignE Line of Credit 

An E-Line of credit is a convenient revolving line of credit that allows qualifying members to borrow up to a pre-approved limit on their signature.

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Icon Money Bag StampBusiness Loans 

Whether you’re looking to grow your business, take advantage of high volume discounts, or buy a building for your operation, we are here to help.

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Icon Money Bag Young FaceYouth Loans 

EFCU Financial offers unique loans for youth members to encourage good money management and responsibility.

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Icon CalculatorLoan Calculator 

The loan calculator can assist with determining your loan amount or payment. 

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