Personal Loans

Personal/Signature Loans

As an EFCU Financial member, you may borrow money on the strength of your good credit alone – no collateral needed. Automatic payment options make it easy to make your payments on time without writing a check. 

Rates and terms vary for Signature Loans.

To open an account, visit any of our branch locations or click here to apply online.

Share/Savings Secured Loans

Savings/Secured Loans allow you to borrow money at a low rate using your own EFCU Financial savings funds as collateral, while leaving your savings intact and earning dividends.

In addition, you can borrow money at a much lower interest rate than you could with an unsecured loan. This is an excellent way for new borrowers to establish credit.

To open an account, visit any of our branch locations or click here to apply online.