As an EFCU Financial member, you may borrow money on the strength of your good credit alone – no collateral needed. Automatic payment options make it easy to make your payments on time without writing a check.
Rates and terms vary for Signature Loans.
Share/Savings Secured Loans
Savings/Secured Loans allow you to borrow money at a low rate using your own EFCU Financial savings funds as collateral, while leaving your savings intact and earning dividends.
In addition, you can borrow money at a much lower interest rate than you could with an unsecured loan. This is an excellent way for new borrowers to establish credit.