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Membership Benefits

Basic Membership Benefits:

Checking & Savings Accounts with great rates:

Loans to meet your needs:

  • HELOC program with low closing costs
  • Platinum MasterCard with NO monthly or cash advance fees, plus Rewards points
  • Share-Secured Platinum MasterCard
  • Great auto rates
  • Variety of Mortgage loans available

Insurance 

Insurance protection is part of a solid financial plan. From getting a good rate on coverage for your car to making sure your life insurance is adequate, dependable insurance coverage ensures financial relief when you need it. And along the way, you’ll take comfort in knowing you’re protected.  Through our partnership with TruStage, we offer Health, Auto, Home, Life and Accidental Death & Dismemberment Insurance options.  

Click here for more info on insurance

Credit Union members are entitled to $1000 of AD&D coverage at no cost.
Note: Insurance products are not insured by NCUA and may decrease in value.

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Love My Credit Union

Credit Union members receive exclusive discounts and benefits from trusted partners. Start saving today! The more offers you take advantage of, the more you save.

Enjoy Exclusive savingsClick here to save  


Member Auto Center

Use the Member Auto Center to research new autos, search pre-owned inventory from preferred dealers, access a ton of great resources and MORE!


Mechanical Repair Coverage

As vehicles get older and miles add up, the likelihood for repairs increases. Mechanical Repair Coverage can help you limit out-of-pocket, costs for covered breakdowns.

To research, compare and buy Mechanical Repair Coverage, visit https://creditunion.forevercar.com/efcufinancialcreditunion, where you can take advantage of:

• Convenience - easy-to-use, 24/7 online shopping experience

• Customer service - expert service through a dedicated call center

• Monthly payments - through a convenient monthly payment plan that fits your budget

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., in FL, LA and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), all located at 175 West Jackson Blvd., Chicago Illinois 60604, 800.752.6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In CA, where Mechanical Repair Coverage is offered as insurance (form MBIP 08/16), it is underwritten by Virginia Surety Company, Inc. Coverage varies by state. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product. MRC-2341946.1-1218-0121 © CUNA Mutual Group 2018