Skip to content

Auto Autos, RVs & Power Sport Vehicles

Vehicle Loans Click here for rates

Get the financing options you’ve been looking for!

At EFCU Financial, a new or used vehicle loan offers low, fixed rates so that you can get more vehicle for your money. With auto rates now as low as 3.99% APR**, you'll be driving down the road of savings in no time. You can arrange for comfortable payments with terms up to 84 months for new vehicles.

Pre-Approval Saves You Money!

You’ll have all the bargaining power you’ll need when you contact us and get pre-approved for your vehicle loan BEFORE you go shopping. Pre-approval lets you know just how much vehicle you can comfortably afford. With 4 easy ways to get pre-approved, there's no excuse not save:

1.    Visit any EFCU Financial branch location

2.    Apply Online Now!

3.    Call us at (225) 214-6800

4.    Ask for EFCU Financial financing at any participating car dealership

Guaranteed Asset Protection (GAP) Insurance available on all auto loans.

Get Extra Protection with Member’s Choice® Mechanical Repair Coverage 

You don’t want just a great rate with your auto loan – you also want the right protection. Member’s Choice® Mechanical Repair Coverage (MRC) pays for covered repairs on your vehicle when that unexpected breakdown occurs. It’s worth investing a few dollars a month for the peace of mind you get for protection that could save you hundreds or even thousands of dollars.

Contact one of our Personal Financial Officers at (225) 214-6800 to learn more about this great coverage

Play it Safe with Protection Plus

Protection Plus* is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. Simple eligibility requirements ease the enrollment process.

Additional Services

Check out these great services to help you find the vehicle you're looking for, and stay safe on the road once you're behind the wheel:

Enterprise Car Sales
Check out Enterprise Car Sales for quality used vehicles!  Great prices on more than 250 makes and models.  

Member Auto Center (MAC)
Use the Member Auto Center to research new autos, search pre-owned inventory from preferred dealers, access a ton of great resources and MORE!

**APR = Annual Percentage Rate. Loan based on credit worthiness. Payment examples: 1) A 63-month $25,000 fixed rate secured new auto loan at 4.39% has an approximate monthly payment of $445.10. 2) A 73-month $25,000 fixed rate secured recreational vehicle loan at 5.00% has an approximate monthly payment of $397.89. 3) A 72-month $10,000 fixed rate secured powersport vehicle loan at 6.50% has an approximate monthly payment of $168.10.