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Auto Autos, RVs & Power Sport Vehicles

Vehicle Loans

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Get the financing options you’ve been looking for!

At EFCU Financial, a new or used vehicle loan offers low, fixed rates so that you can get more vehicle for your money. With auto rates now as low as 2.99% APR**, you'll be driving down the road of savings in no time. You can arrange for comfortable payments with terms up to 84 months for new vehicles.

Pre-Approval Saves You Money!

You’ll have all the bargaining power you’ll need when you contact us and get pre-approved for your vehicle loan BEFORE you go shopping. Pre-approval lets you know just how much vehicle you can comfortably afford. With 4 easy ways to get pre-approved, there's no excuse not save:

1.    Visit any EFCU Financial branch location

2.    Apply Online Now!

3.    Call us at (225) 214-6800

4.    Ask for EFCU Financial financing at any participating car dealership

Guaranteed Asset Protection (GAP) Insurance available on all auto loans.

Get Extra Protection with Member’s Choice® Mechanical Repair Coverage 

You don’t want just a great rate with your auto loan – you also want the right protection. Member’s Choice® Mechanical Repair Coverage (MRC) pays for covered repairs on your vehicle when that unexpected breakdown occurs. It’s worth investing a few dollars a month for the peace of mind you get for protection that could save you hundreds or even thousands of dollars.

Contact one of our Personal Financial Officers at (225) 214-6800 to learn more about this great coverage

Play it Safe with Protection Plus

Protection Plus* is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. Simple eligibility requirements ease the enrollment process.

Member Auto Center

Use the Member Auto Center (MAC) to research new autos, search pre-owned inventory from preferred dealers, access a ton of great resources and MORE!

**APR = Annual Percentage Rate. Loan based on credit worthiness. Payment examples: 1) A 63-month $25,000 fixed rate secured new auto loan at 3.49% has an approximate monthly payment of $434.89. 2) A 73-month $25,000 fixed rate secured recreational vehicle loan at 5.50% has an approximate monthly payment of $403.76. 3) A 72-month $10,000 fixed rate secured powersport vehicle loan at 7.00% has an approximate monthly payment of $170.51.