Autos, RVs & Power Sport Vehicles
Vehicle Loans Click here for rates
Get the financing options you’ve been looking for!
At EFCU Financial, a new or used vehicle loan offers low, fixed rates so that you can get more vehicle for your money. With auto rates now as low as 2.49% APR**, you'll be driving down the road of savings in no time. You can arrange for comfortable payments with terms up to 84 months for new vehicles.
Pre-Approval Saves You Money!
You’ll have all the bargaining power you’ll need when you contact us and get pre-approved for your vehicle loan BEFORE you go shopping. Pre-approval lets you know just how much vehicle you can comfortably afford. With 4 easy ways to get pre-approved, there's no excuse not save:
1. Visit any EFCU Financial branch location
3. Call us at (225) 214-6800
4. Ask for EFCU Financial financing at any participating car dealership
Guaranteed Asset Protection (GAP) Insurance available on all auto loans.
Buying Your First Car?
EFCU Financial can help with our First Time Auto Buyer Program. Click here to learn more.
Get Extra Protection with Member’s Choice® Mechanical Repair Coverage
You don’t want just a great rate with your auto loan – you also want the right protection. Member’s Choice® Mechanical Repair Coverage (MRC) pays for covered repairs on your vehicle when that unexpected breakdown occurs. It’s worth investing a few dollars a month for the peace of mind you get for protection that could save you hundreds or even thousands of dollars.
Contact one of our Personal Financial Officers at (225) 214-6800 to learn more about this great coverage
Play it Safe with Protection Plus
Protection Plus* is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. Simple eligibility requirements ease the enrollment process.
Check out these great services to help you find the vehicle you're looking for, and stay safe on the road once you're behind the wheel:
Enterprise Car Sales
Check out Enterprise Car Sales for quality used vehicles! Great prices on more than 250 makes and models.
Member Auto Center (MAC)
Use the Member Auto Center to research new autos, search pre-owned inventory from preferred dealers, access a ton of great resources and MORE!
CU Road Pal
CU Road Pal was created exclusively for credit union members and provides unparalleled service and unprecedented value in roadside assistance protection.
Working with carefully selected insurance partners, TruStage Auto Insurance programs can provide discounted rates for credit union members, online services, and 24/7 claims service.
Financing Also Available for:
- RV's (financing available up to 120 months)
- Travel trailers
- 5th wheels
- ATV's and other powersports (financing available up to 72 months)
No pre-payment penalty. Loan payment example: 2.99% APR, 60 monthly payments of $19.97 per $1,000 borrowed.
* Protection Plus is a debt protection product offered by EFCU Financial. Enrollment in this debt protection product is voluntary and not required to obtain a loan. Please contact an EFCU Financial loan officer for additional information on benefit maximums, eligibility, limitations, and a copy of your contract.
** Approval and Annual Percentage Rates (APRs) based on credit worthiness. Rates subject to change.