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Routing # 265473511
Building healthy money habits starts early. The Level Up Jr. Savings Account is designed specifically for children ages birth-12 years old, giving them a safe place to watch their money grow while learning the value of saving. Plus, with our exclusive rewards program, good grades turn into cash rewards.
Children who learn to save at a young age develop stronger financial discipline that lasts a lifetime. Level Up Jr. gives your child hands-on experience with real banking while you guide them every step of the way.
Earn $5 per A* on your report card. It's a powerful way to connect hard work in school with real-world rewards, teaching them that effort pays off.
With a 0.10% annual percentage yield, your child's money grows automatically, introducing them to the concept of interest and compound growth in a way they can see and understand.
We'll add $25 to your child's account 30 days after opening, giving them an immediate boost and showing them how their financial community supports their success.
When your child turns 13, their account automatically converts to a Regular Savings Account, no hassle, no paperwork, just continued growth as they mature financially.
Your child's savings are federally insured up to $250,000, giving you complete peace of mind that their money is safe and secure.
Upload your report card and we'll deposit your grade rewards directly into your account!
Disclosure:
EFCU Financial membership eligibility required. Must be 0-12 years of age to qualify. Minors must have a parent or guardian as joint accountholder on the Level Up Jr. Savings account. This account acts as a regular share account and cannot be opened in addition to another regular share account. The Level Up Jr. Savings account will convert to a Regular Share account when the primary accountholder reaches the age of 13. There is no excessive withdrawal fees associated with this account. Highest attainable grade on the report card pertains to each individual semester-end report card grading scale (including A or highest-grade equivalent to an A). Any EFCU Financial minor account can earn $ 5.00 per A/highest-grade equivalent to an A; and $ 10.00 per A/highest-grade equivalent to an A for Level Up checking with a debit card. Copy of official semester-end report card required. Report card must be in youth accountholder's name, school name, and date or year to qualify for rewards. Grades may be submitted for the current school year until the following school year begins. Report cards are accepted for either of the major semesters, such as May-end and December-end, or terms, such as spring or fall terms. The one-time $ 25.00 deposit will be paid after the Level Up account has been opened for 30 days. Existing accounts with a primary accountholder age 0-12 may convert to the Level Up Jr. Savings account but are ineligible for the one-time $ 25.00 opening deposit.
