
Your Money Journey Starts Here!
The checking account that grows with you: earn money for good grades, learn smart spending, and unlock your financial future!
The checking account that grows with you: earn money for good grades, learn smart spending, and unlock your financial future!
Give your child the gift of financial literacy early. Level Up isn't just a checking account, it's a learning experience that teaches real-world money management skills while rewarding academic achievement.
The earlier children learn about money management, the better equipped they are for financial success as adults!
Earn $5 per A on your report card (or $10 per A with a debit card)! Good grades = real money in your account.
Score a $25 deposit just for opening your account and keeping it active for 30 days. Free money? Yes please!
Get your own debit card starting at age 13. Tap to pay, online shopping, and learn real-world money management safely.
Open your account hassle-free! No credit history needed, perfect for teens just starting their financial journey.
Bank with confidence, knowing your money is protected. Learn smart spending habits in a secure environment.
From ages 13-22, Level Up adapts to your changing needs. Start as a student, graduate as a financially savvy adult!
Whether you're saving for something special, managing your first job income, or just learning the ropes of money management, Level Up grows with your needs.
Upload your report card and we'll deposit your grade rewards directly into your account!
Disclosure:
EFCU Financial membership eligibility required. Must be 13-22 years of age to qualify. Minors must have a parent or guardian as joint accountholder on the Level Up account. Highest attainable grade on the report card pertains to each individual semester-end report card grading scale (including A or highest-grade equivalent to an A). Any EFCU Financial minor account can earn $5.00 per A/highest-grade equivalent to an A; and, $10.00 per A/highest-grade equivalent to an A for Level Up checking with a debit card. Copy of official semester-end report card required. Report card must be in youth accountholder's name, school name, and date or year to qualify for rewards. Grades may be submitted for the current school year until the following school year begins. Report cards are accepted for either of the major semesters, such as May-end and December-end, or terms, such as spring or fall terms. Grade payouts exclude college students. The one-time $25.00 deposit will be paid after the Level Up account has been opened for 30 days. Courtesy Pay is not permitted on Level Up account cards; using a credit card or savings account as overdraft protection is permitted at the parent/guardian's request.