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Routing # 265473511

ATM Deposit

Our ATMs Are Now Accepting Cash & Check Deposits!

EFCU Financial is pleased to offer enhanced ATM services at all branch locations. You can now deposit both cash and checks directly at the ATM, any time of day. This upgrade offers our members a faster, more convenient way to manage their funds.

ATM Deposit Features

• All eight EFCU Financial branch ATMs now accept cash and check deposits for EFCU cardholders

• Deposits may be made 24 hours a day, seven days a week





Deposit Limits

• Checks: Up to 20 checks per deposit

• Cash: Up to 50 bills per deposit (mixed denominations accepted)







Funds Availability

• Cash deposits will be available immediately

• Check deposits will be processed on business days and generally available two business days after the deposit date, unless extended holds are required

To learn more, view our Funds Availability Policy.


Preparing Your Check for Deposit

The check is payable to an EFCU Financial account holder (third-party checks are not accepted)
The date on the check is valid, and the check is not older than six months if undated
The written and numerical amounts match and are clearly stated
The check has not been altered or damaged
The payer has signed the check
The back of the check is properly endorsed

Rejected Deposits

If a check is rejected:

You may request to pick up the item during business hours by emailing atmgroup@efcufinancial.org.

For branches with island-style ATMs ( Shenandoah and Zachary), checks are not readily accessible to branch staff. Please email the ATM group to arrange pick-up.

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