Mobile Banking
Download EFCU Financial's Smartphone App:
Managing your account on the go is now easier than ever with the EFCU Financial Smartphone app. Available in the iPhone App Store and Android Google Play Store.
This true smartphone app allows you to:
- Sign in using your fingerprint or Face ID
- Use Instant Balance to check your balance without signing in
- Deposit checks from your phone with Mobile Deposit
- Check account balances and history
- Transfer money between EFCU Financial accounts
- Pay bills through Bill Pay
- Locate ATMS and branches via GPS
Apple Pay, Google Pay, and Samsung Pay
You can use your EFCU Financial debit card and credit card with Apple Pay®, Google Pay®, and Samsung Pay®, the easy, secure, and private way to pay. Use your phone to pay in stores without swiping your cards and in apps without entering payment and contact information.
With this service, a unique Device Account Number is assigned, encrypted and securely stored in your phone's "wallet" instead of using your actual credit and debit card numbers. And when you make a purchase, the Device Account Number alongside a transaction-specific dynamic security code is used to process your payment. Your actual credit or debit card numbers are never shared by Apple with merchants or transmitted with payment. In addition, paying this way is private, as the cashier never sees your name, card numbers or security code.
Note: Message and data rates may apply. Please consult your wireless plan or provider for details.