Share/Savings Account

  • Become an EFCU Financial member in a few clicks 
  • Save for a rainy day or your next big purchase 
  • Reach savings milestones faster with competitive dividends 
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Level Up Jr. Youth Savings

  • Establish EFCU Financial membership from birth to age 12
  • Set your child up for a lifetime of smart money habits
  • Earn real rewards: Get paid for A's and score a $25 welcome bonus*
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Platinum Money Market Savings Account

  • Maximize your savings with a 3-tier interest structure
  • No monthly service charge, regardless of your balance
  • Manage your money market funds with 24/7 digital banking
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Share Certificates

  • Give your savings a boost with a guaranteed, fixed rate
  • Pick the term that fits your life (from 6 months to 60 months)
  • Dividends compounded monthly and paid at maturity
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Individual Retirement Accounts (IRAs)

  • Build a solid foundation for retirement or college milestones
  • Earn competitive dividends above standard savings
  • Choose from a Traditional IRA, Roth IRA, or Coverdell ESA
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Health Savings Account (HSA)

  • Dedicated savings to pay for eligible medical, dental, and vision care costs
  • Works hand-in-hand with your High-Deductible Health Plan
  • Keep more of your money with tax-free contributions*
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Special Accounts

  • Specialized setup for court-appointed, fiduciary, and estate accounts
  • Create protected minor accounts for the future 
  • Work with our branch staff to open a Special Account
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