Share/Savings Account
- Become an EFCU Financial member in a few clicks
- Save for a rainy day or your next big purchase
- Reach savings milestones faster with competitive dividends
Learn MoreLevel Up Jr. Youth Savings
- Establish EFCU Financial membership from birth to age 12
- Set your child up for a lifetime of smart money habits
- Earn real rewards: Get paid for A's and score a $25 welcome bonus*
Learn MorePlatinum Money Market Savings Account
- Maximize your savings with a 3-tier interest structure
- No monthly service charge, regardless of your balance
- Manage your money market funds with 24/7 digital banking
Learn MoreShare Certificates
- Give your savings a boost with a guaranteed, fixed rate
- Pick the term that fits your life (from 6 months to 60 months)
- Dividends compounded monthly and paid at maturity
Learn MoreIndividual Retirement Accounts (IRAs)
- Build a solid foundation for retirement or college milestones
- Earn competitive dividends above standard savings
- Choose from a Traditional IRA, Roth IRA, or Coverdell ESA
Learn MoreHealth Savings Account (HSA)
- Dedicated savings to pay for eligible medical, dental, and vision care costs
- Works hand-in-hand with your High-Deductible Health Plan
- Keep more of your money with tax-free contributions*
Learn MoreSpecial Accounts
- Specialized setup for court-appointed, fiduciary, and estate accounts
- Create protected minor accounts for the future
- Work with our branch staff to open a Special Account
Learn More
6/16/26