Digital Banking

  • Manage your personal or business accounts 24/7
  • Set up real-time alerts to monitor your debit and credit cards
  • Track, monitor, and improve your credit health using Credit Sense
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Debit Cards

  • Make purchases anywhere Visa® is accepted
  • Control your card security through instant on/off Card Controls
  • Zero monthly usage fee 
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Mobile Pay

  • Add your EFCU Financial card to your mobile wallet
  • Compatible with Apple®, Google®, and Samsung devices
  • Make purchases in-store, online, and in-app
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Zelle®

  • Move money between friends, family, and people you trust
  • Receive notifications via email or text regarding payments
  • Download the EFCU Financial app to start using Zelle®
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Courtesy Pay

  • Gain a financial safety net with customized Courtesy Pay
  • Available on eligible EFCU Financial checking accounts*
  • Conveniently decline this service without any penalty
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Overdraft Protection

  • Stop bounced transactions before they happen
  • Pair your savings with a checking account for a financial safety net
  • Custom protection using the financial tools you already have with us
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Excess Share Insurance (ESI)

  • Additional layer of protection for eligible savings accounts
  • Coverage is provided at no cost to you 
  • Backed and insured up to $750,000 on qualifying accounts 
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Additional Services

  • Move your funds safely and securely through Wire Transfer
  • Select the perfect size safe deposit box for your needs
  • Extra financial tools to make managing your money more convenient
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