Digital Banking
Manage your personal or business accounts 24/7
Set up real-time alerts to monitor your debit and credit cards
Track, monitor, and improve your credit health using Credit Sense
Learn More Debit Cards
Make purchases anywhere Visa® is accepted
Control your card security through instant on/off Card Controls
Zero monthly usage fee
Learn More Mobile Pay
Add your EFCU Financial card to your mobile wallet
Compatible with Apple® , Google® , and Samsung™ devices
Make purchases in-store, online, and in-app Learn More Zelle®
Move money between friends, family, and people you trust
Receive notifications via email or text regarding payments
Download the EFCU Financial app to start using Zelle®
Learn More Courtesy Pay
Gain a financial safety net with customized Courtesy Pay
Available on eligible EFCU Financial checking accounts*
Conveniently decline this service without any penalty
Learn More Overdraft Protection
Stop bounced transactions before they happen
Pair your savings with a checking account for a financial safety net
Custom protection using the financial tools you already have with us
Learn More Excess Share Insurance (ESI)
Additional layer of protection for eligible savings accounts
Coverage is provided at no cost to you
Backed and insured up to $750,000 on qualifying accounts Learn More Additional Services
Move your funds safely and securely through Wire Transfer
Select the perfect size safe deposit box for your needs Extra financial tools to make managing your money more convenient
Learn More
10/16/26 
