EFCU Financial Membership: Perks & Benefits
As an EFCU Financial member, you gain immediate access to a full range of exclusive financial rewards, community discounts, and expert guidance. Take advantage of your membership benefits today!
Benefits of Joining EFCU Financial
Keeping more money in your pocket is easier when you bank with a credit union.
Everyday Banking — Without the Fees
- Free Membership: No hidden costs just to be an EFCU Financial member.
- 24/7 Digital Access: Manage your money anytime with free online and mobile account access.
- Your Choice of Statements: Opt for secure electronic or traditional paper statements at no charge.
Accounts Built to Grow Your Money
- Rewards Checking: Earn a premium interest rate with absolutely zero monthly fees.
- Platinum Money Market Savings: Multi-tiered rates in a Money Market account that reward you more as your balance grows.
- High-Yield Certificates: Lock in top-tier savings rates with our Jumbo options or our flexible 30-Month Bump-A-Rate Certificate that lets you increase your rate if market rates rise.
Financing for Life's Big Moments
- Flexible Mortgages & HELOCs: From buying a home to leveraging your equity, enjoy a variety of home loan options with low closing costs.
- Low-Rate Auto Loans: Get on the road faster with highly competitive vehicle financing.
- Platinum Mastercard®: Enjoy a credit card with reward points and no monthly or cash advance fees. Building credit? Ask about our Secured Mastercard option.
Insurance
Secure Your Financial Future with EFCU Financial and TruStage®
Insurance protection is part of a solid financial plan. From getting a good rate on coverage for your car to making sure your life insurance is adequate, dependable insurance coverage ensures financial relief when you need it. And along the way, you’ll take comfort in knowing you’re protected. Through our partnership with TruStage, we offer Auto, Home, Life and Accidental Death & Dismemberment Insurance options.
Credit Union members are entitled to $1000 of AD&D coverage at no cost.
Note: Insurance products are not insured by NCUA and may decrease in value.
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TruStage®: Insurance the Credit Union Way
Insurance protection is part of a solid financial plan. From getting a good rate on coverage for your car to making sure your life insurance is adequate, dependable insurance coverage ensures financial relief when you need it. And along the way, you’ll take comfort in knowing you’re protected.
TruStage insurance products and programs help members protect what matters most. Backed by nearly 80 years of working in partnership with credit unions and their members, you’ll find products for life, car, AD&D, home and more. TruStage offers straightforward information, real value and assurance. And it’s only for credit union members like you.
To learn more, get quotes or just explore, visit trustage.com.
Auto & Home Insurance
You trust your credit union to offer products and services to help you do more with what you have. That's why we've joined with a dedicated team of insurance professionals to bring you the TruStage Auto & Home Insurance Program.
Working with carefully selected insurance partners, these programs can provide discounted rates for credit union members, online services, and 24/7 claims service.
If you haven't compared auto or home insurance rates lately, it's a great time to take a look. Your credit union membership could result in some nice savings.
Get your free quote today or call 1-855-483-2149.
TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state.
The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.
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Life Insurance Plans
Exclusively for credit union members, we offer TruStage Life Insurance Policies to help you protect the people who matter most in your life. With many different options in whole and term life policies, doesn't it make sense to check rates and look into this important coverage?
TruStage life insurance plans and policies offer affordable rates to fit your budget. They provide excellent coverage, underwritten by CMFG Life Insurance Company.
TruStage™ Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit
Accidental Death & Dismemberment Insurance
You’re entitled to $1000 of no-cost TruStage® Accidental Death and Dismemberment Insurance—an exclusive member benefit paid for by EFCU Financial. All you have to do is claim it.
AD&D insurance could be a nice supplement to life insurance and can pay a cash benefit for loss of life, hand, foot, eye, thumb, speech or hearing as a result of an accident.
Simply activate your no-cost insurance, or add coverage for yourself or your entire family. Acceptance is guaranteed—with no health questions or medical exam.
Don’t miss out on this valuable, no-cost benefit of your credit union membership. Claim it now in just three minutes at TruStage.com/ADD. Or call toll-free 1-888-917-7721.
TruStage™ is the marketing name for the TruStage Financial Group, Inc. its subsidiaries and affiliates. TruStage™ AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.
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Exclusive Discounts with Love My Credit Union Rewards
Credit Union members receive exclusive discounts and benefits from trusted partners. Start saving today! The more offers you take advantage of, the more you save.
Auto Deals & Vehicle Protection
Use the Member Auto Center to research new autos, search pre-owned inventory from preferred dealers, access a ton of great resources and MORE!
Once you secure your new vehicle, you can count also get extra protection with Member’s Choice® Mechanical Repair Coverage.
Want in on these benefits?
Joining EFCU Financial takes just a few minutes, but the benefits last a lifetime. Whether you want to grow your savings, buy a home, or just stop paying unnecessary fees, we’re here to help you take control of your financial future.