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Mobile Deposit

We know you’re busy. Now you can save time and a trip to the branch by remotely depositing checks from the comfort of your home using your iPhone or Android device.*

Mobile DepositIt's as easy as:

  1. Log into your EFCU Financial Mobile Banking app*
  2. Select "Deposit" and enter check information
  3. Snap a photo of the front and back of the check
  4. Confirm your deposit

Be sure to endorse checks properly!

  1. Signature
  2. "For Mobile Deposit Only"
  3. Account Number

Check Endorsement

Other Tips:

  • Make sure all 4 corners of the check show in your photo
  • Keep the background as plain and simple as possible
  • Checks made payable to cash will not be accepted
  • Checks for mobile deposit cannot exceed $3,000 per check


Or check out this tutorial:


Check out our Mobile Deposit FAQs for full information

Deposit Schedule

Check Submitted Funds Available

Before 12pm Monday-Thursday

After 3pm the same business day

After 12pm Monday-Thursday

3pm the following business day
3pm Friday-12pm Monday After 3pm Monday**

Note: You can verify if your check has posted by clicking "Deposit Check History" under the Deposits menu in the Mobile App

**If Monday is a holiday, the funds will be available the next business day. Click here for EFCU Financial's holiday schedule.

*Mobile Deposit is functional on iPhone and Android apps only. Data Rates may apply. Check with your mobile phone carrier for details. Available for some accounts only. Deposit limits may apply. Full disclosures here.