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Secured MasterCard

If you’re looking to establish your credit history or rebuild your credit, our MasterCard® Platinum Secured Credit Card is for you! With funds backed by your EFCU Financial savings account, you'll enjoy a secured credit card with a low, fixed rate.

  • Line of credit is based on your deposit balance ranging from between $500 and $1,000
  • Reports to major consumer reporting agencies to help establish or rebuild your credit
  • Earn dividends on your savings while building your credit

The MasterCard® Platinum Secured Credit Card includes outstanding benefits:

  • No annual fee
  • No cash advance fee
  • Top-notch Rewards Points program with excellent incentives and cash-bask rewards
  • Security features to protect your identity
  • Easy, convenient payment options online, by phone and by mail
  • Our debit cards are EMV chip embedded, making all transactions unique for a more secure purchase.

For current credit card rates, terms and conditions, contact us at (225) 214-6800.

For information about the June 2018 credit card reissue, click here.

Play it Safe with Protection Plus.

Protection Plus* is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. Simple eligibility requirements ease the enrollment process.

Access Your MasterCard Account

Easy access to your MasterCard Account is available in Online Banking.



*Protection Plus is a debt protection product offered by EFCU Financial. Enrollment in this debt protection product is voluntary and not required to obtain a loan. Please contact an EFCU Financial loan officer for additional information on benefit maximums, eligibility, limitations, and a copy of your contract.