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Mobile Deposit

We know you’re busy. Now you can save time and a trip to the branch by remotely depositing checks from the comfort of your home using your iPhone or Android device.*

It’s as easy as:

Screen Shot 6-30-16
  1. Logging into your EFCU Financial Mobile Banking app;*
  2. Selecting "Deposit" and entering deposit details;
  3. Snapping a photo of the front and back of the check; and,
  4. Confirming the deposit.
Be sure to endorse checks for mobile deposit by including:
  • Signature
  • "For Mobile Deposit Only"
  • Account Number

Check Endorsement

Other Tips:

  • Make sure all 4 corners of the check show in your photo
  • Keep the background as plain & simple as possible
  • Checks made payable to cash are not accepted
  • Checks cannot exceed $3,000.00 per check

Check out our Mobile Deposit FAQs for full information.


Just follow these steps to make a Mobile Deposit:


Or check out this tutorial:

Deposit Schedule

Check SubmittedFunds Available

Before 12pm Monday-Thursday

After 3pm the same business day

After 12pm Monday-Thursday

3pm the following business day
3pm Friday-12pm Monday After 3pm Monday**

Note: You can verify if your check has posted by clicking "Deposit Check History" under the Deposits menu in the Mobile App

**If Monday is a holiday, the funds will be available the next business day. Click here for EFCU Financial's holiday schedule.

*Mobile Deposit is functional on iPhone and Android apps only. Data Rates may apply. Check with your mobile phone carrier for details. Available for some accounts only. Deposit limits may apply. Full disclosures here.