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Platinum MasterCard

Switch to the EFCU Financial MasterCard® Platinum Credit card!

  • No Annual Fee
  • No Cash Advance Fee
  • Low Interest Rates
  • Reward Points on all purchases
  • Platinum Benefits (extended warranty protection, purchase protection, travel insurance, and more)
  • Convenient 24/7 account information through your EFCU Financial Online Banking login
  • Our debit cards are EMV chip embedded, making all transactions unique for a more secure purchase.

With an EFCU Financial MasterCard® Platinum credit card, you can earn reward points on all purchases. Every time you use your MasterCard Platinum® Credit Card, you'll earn points redeemable for cash back, merchandise, gift cards to hundreds of popular retail stores, hotels, and restaurants, downloadable tunes and ringtones.

For more information on our Rewards Points program and to redeem your points, click here.

Apply Today!  For current credit card rates, terms and conditions, contact us at (225) 214-6800.

For information about the June 2018 credit card reissue, click here.

Play it Safe with Protection Plus.

Protection Plus* is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. Simple eligibility requirements ease the enrollment process.

Access Your MasterCard Account

Easy access to your MasterCard Account is available in Online Banking.


*Protection Plus is a debt protection product offered by EFCU Financial. Enrollment in this debt protection product is voluntary and not required to obtain a loan. Please contact an EFCU Financial loan officer for additional information on benefit maximums, eligibility, limitations, and a copy of your contract.