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Platinum MasterCard

Switch to the EFCU Financial MasterCard® Platinum Credit card!

  • No Annual Fee
  • No Cash Advance Fee
  • Low Interest Rates
  • Reward Points on all purchases
  • Platinum Benefits (extended warranty protection, purchase protection, travel insurance, and more)
  • Convenient 24/7 account information through your EFCU Financial Online Banking login

With an EFCU Financial MasterCard® Platinum credit card, you can earn reward points on all purchases. Every time you use your MasterCard Platinum® Credit Card, you'll earn points redeemable for cash back, merchandise, gift cards to hundreds of popular retail stores, hotels, and restaurants, downloadable tunes and ringtones.

For more information on our Rewards2U program and to redeem your points, click here.

Apply Today!  For current credit card rates, terms and conditions, contact us at (225) 214-6800.

Play it Safe with Protection Plus.

Protection Plus* is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. Simple eligibility requirements ease the enrollment process.

Access Your MasterCard Account

There are two convenient ways to access your MasterCard Platinum Account:

  1. Through Online Banking (Login through the orange box on the right)
  2. By visiting MasterCard's site directly,

*Protection Plus is a debt protection product offered by EFCU Financial. Enrollment in this debt protection product is voluntary and not required to obtain a loan. Please contact an EFCU Financial loan officer for additional information on benefit maximums, eligibility, limitations, and a copy of your contract.